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Houston Car Accident Lawyers Fighting For You

It is impossible to predict when an automobile accident will happen, but when it does you’re not alone. Call our car accident attorneys in Houston for a free case review.

Free Case Review

Or Call 832-767-0339

A car wreck can dismantle your life. In some cases, life-changing car accident injuries manifest months or years after the crash. Dealing with a Houston car accident is tough, but your situation is not as hopeless as it seems. Choosing the right car accident lawyer may not eliminate the pain you’re going through, but it can greatly improve your future.

The attorneys at Universal Law Group can help you pursue full compensation if you were injured in a crash. We represent drivers, passengers, and pedestrians who were seriously hurt by distracted, drunk, aggressive, or careless drivers across Harris County. With decades of combined legal experience and a track record of successful case results, our attorneys know how to build strong injury claims and win in court when needed.

When you hire us, we take over communication with bill collectors and insurance adjusters. We collect evidence, gather your medical records, and prove the other driver’s fault using expert analysis and crash reports. Every step is handled for you, so you can focus on your health.

Our firm has recovered substantial settlements for clients in car accident cases, including those involving brain injuries, wrongful death, commercial truck crashes, city buses, and motorcycle wrecks. No matter how severe your injury, we know how to build a case that demands full value.

Call (832) 767-0339 to schedule a free consultation with a Houston car accident attorney near you. We’re ready to help you take the next step forward.

houston car accident lawyer reviews a case with a paralegal

What To Do After a Car Accident in Houston

headshot of houston car accident attorney case manager Kaylin

Car accidents can overwhelm you in seconds. But what you do next—especially in the first 24 hours—can shape your medical recovery and legal claim.

In 2023, Houston recorded more than 67,000 motor vehicle crashes, the highest total of any city in Texas, according to the Texas Department of Transportation (TxDOT). Whether you’re hit on I-45, the 610 Loop, or a quiet street off Westheimer, knowing what to do next helps protect your health and legal rights.

At Universal Law Group, our attorneys have helped hundreds of Houston drivers and passengers take the right steps after serious accidents. Here’s what we advise:

Get a Free Case Review!

Immediate Steps After a Crash

Accidents are disorienting. But if you’re able to move and think clearly, take the following steps at the scene:

Stay at the Scene and Call 911

Leaving the scene—especially when injuries are involved—can lead to criminal charges. Stay calm, call 911, and wait for first responders. The Houston Police Department (HPD) and Harris County Sheriff’s Office typically respond to crashes within city and county limits.

Exchange Information

Collect the other driver’s name, phone number, insurance company, and license plate. If there are any witnesses, ask for their contact details.

Document the Scene

Use your phone to take photos or videos of all vehicles, visible injuries, road conditions, skid marks, and any nearby traffic signs. Ask the responding officer for the crash report number.

Seek Medical Attention Within 24 Hours

Even if you feel fine, visit an ER, urgent care clinic, or your primary doctor. Injuries like concussions, internal bleeding, or whiplash can take hours or days to appear. Early medical records also strengthen your legal claim. According to the CDC, delayed symptoms are common in traumatic brain injuries and soft tissue trauma.

Common Mistakes to Avoid

Avoiding these common errors can protect your health and your case:

  • Don’t Admit Fault: Even a polite apology can be misinterpreted. Stick to the facts when speaking with police.

  • Don’t Talk to the Other Driver’s Insurance Company: You’re not required to give a recorded statement. Insurance adjusters look for ways to reduce payouts. Let your attorney handle all communication.

  • Don’t Delay Medical Care: Gaps in treatment give insurers room to argue that your injuries aren’t serious or crash-related.

When to Call a Car Accident Lawyer

If your injuries interfere with work, your car is undrivable, or you’re feeling pain in the hours or days after the crash, you should talk to a Houston car accident lawyer.

Call Universal Law Group if:

  • You suffered any injury—especially to your head, neck, or back

  • You missed work or expect to be out for a while

  • Your vehicle needs major repairs or was totaled

  • The at-fault driver was uninsured or fled the scene

The sooner you contact a lawyer, the better. Early legal help allows us to preserve evidence, manage medical records, and protect your rights from the start.

The sooner you get legal help, the stronger your case.

Early involvement allows your attorney to gather fresh evidence, advise you on documentation, and handle insurer communication right away.

Get a Free Case Review!

Common Injuries in Houston Car Accidents

Some crash injuries heal in weeks. Others change your life permanently. At Universal Law Group, we’ve helped hundreds of clients document and recover compensation for a wide range of injuries, from soft tissue trauma to traumatic brain injuries.

Common Car Accident Injuries We See in Houston:

  • Whiplash & soft tissue damage

  • Concussions & brain injuries

  • Broken bones

  • Internal bleeding or organ damage

  • Lacerations or penetrating injuries

  • Spinal cord damage or paralysis

  • PTSD or anxiety after severe collisions

“Insurance companies often undervalue injuries that don’t show up on an X-ray,” says Kaylin Wang, car accident case manager at Universal Law Group. “That’s why we work closely with physicians and specialists to document soft tissue injuries from the start—MRIs, PT referrals, pain journals, and expert statements all help support a fair settlement.”

Rear-end collisions, side impacts, and highway crashes can cause different types of trauma. Regardless of the severity, your injuries matter—and they need to be clearly documented.

Injured in a Car Accident While Pregnant?

Car accidents during pregnancy require urgent medical attention, even when the crash seems minor. Injuries like placental abruption, uterine trauma, or fetal distress may not show symptoms right away. That’s why obstetric experts recommend being evaluated by an OB-GYN or ER physician within hours of any impact.

According to the American Journal of Obstetrics and Gynecology (AJOG), trauma is a leading cause of fetal loss in non-obstetric cases. Even low-speed collisions can pose serious health risks to both mother and child.

Common Injuries in Pregnancy-Related Collisions

  • Seatbelt-related injuries
    Proper seatbelt placement is critical during pregnancy. A poorly positioned belt can cause blunt abdominal trauma and increase fetal risk.
    (See CDC guidance on seatbelt safety during pregnancy: CDC.gov)
  • Placental abruption
    This occurs when the placenta separates from the uterus, disrupting oxygen flow to the baby. It’s a serious condition requiring immediate medical care.
  • Preterm labor or miscarriage
    Rollover accidents, airbag deployment, and sudden deceleration all increase the likelihood of early labor or pregnancy loss.

Our firm represented a woman who was 28 weeks pregnant when she was struck by a delivery van near the 290/North Loop interchange. She experienced abdominal pain several hours later and was diagnosed with partial placental abruption.

We worked closely with her OB-GYN and a maternal-fetal medicine specialist to document the fetal impact, monitor long-term health risks, and calculate projected medical costs. The case settled confidentially for a significant six-figure amount, including damages for future neonatal care and emotional distress.

  •  

Legal Considerations in Pregnancy Cases

If you’re pregnant and injured in a crash, Texas law allows you to seek compensation for:

  • Medical care for both mother and unborn child

  • Pain and suffering, including emotional distress

  • Future care related to pregnancy complications

  • Wrongful death claims in certain cases involving fetal loss

“In previous cases, we’ve worked closely with obstetricians, ER physicians, and trauma specialists to document fetal injury and secure full compensation,” says Kaylin Wang of Universal Law Group. “Pregnancy-related claims require extra care, and we’re committed to building medically sound cases.”

These claims carry unique emotional and medical weight. We ensure every consultation, scan, and OB-GYN report is carefully documented to protect your legal and financial future.

What Compensation Can You Recover After a Car Accident in Houston?

If you were injured in a crash, you may be entitled to compensation for your physical, emotional, and financial losses. In Texas, these are called damages, and they are categorized under economic, non-economic, and, in rare cases, punitive compensation.

Under the Texas Civil Practice and Remedies Code § 41.001, personal injury victims can pursue these damages to help restore what was lost.

At Universal Law Group, we calculate your claim based on medical documentation, third-party evaluations, and our firm’s real-world experience handling Houston car accident cases.

the legal team of a car accident lawyer in houston tx reviewing a claim

How Much Is My Car Accident Claim Worth?

There is no universal formula. The value of your claim depends on:

  • The severity of your injuries

  • The total cost of medical care

  • Time missed from work or long-term disability

  • Whether your injuries affect your ability to earn in the future

  • The emotional and physical impact of the crash

According to the National Safety Council, the average cost of a disabling motor vehicle injury is over $1.2 million. Even cases involving “possible injury” average more than $160,000 in total losses. These figures reflect more than medical bills—they include wage loss, pain and suffering, and diminished quality of life.

How Universal Law Group Calculates Damages

We build your claim using:

  • Medical records and prognosis reports from treating physicians

  • Expert evaluations from economists and life care planners

  • Prior case outcomes involving similar injuries and liability

  • Crash data and reconstruction analysis where needed

This ensures your claim reflects the full value of your losses—not just short-term costs.

Types of Recoverable Damages in Texas

Texas law divides accident damages into three main categories: economic, non-economic, and punitive. Each plays a critical role in the total value of your injury claim.

1. Economic Damages

These cover the financial costs caused by your accident—both now and in the future.

  • Medical Bills: Includes ER visits, hospitalization, follow-up treatment, physical therapy, surgery, prescription medications, and any long-term care needs. If your injuries require home care or assistive equipment, we account for those costs too.

  • Future Medical Expenses: We work with medical experts to project future treatment costs and ensure you’re not left paying out of pocket years later.

  • Lost Wages: If your injuries forced you to miss work, we calculate every lost paycheck and the financial strain it caused.

  • Reduced Earning Capacity: If your injuries prevent you from returning to the same type of work or reduce your long-term income potential, you may be entitled to additional compensation. We base this on your job history, age, education, and expected career path.

  • Property Damage: You can recover the cost to repair or replace your vehicle, as well as any personal items damaged in the crash.

2. Non-Economic Damages

These damages compensate you for non-financial harm that still affects your life in significant ways.

  • Pain and Suffering: Physical pain can last weeks, months, or become permanent. Texas law allows you to seek compensation based on the severity, duration, and impact of your pain.

  • Mental Anguish: Anxiety, depression, PTSD, or emotional distress caused by a traumatic accident are real harms. We include this in your claim when supported by medical documentation or testimony.

  • Disfigurement or Disability: If your injuries result in permanent scarring, loss of function, or major lifestyle changes, your claim may include compensation for the lasting impact on your identity and independence.

  • Loss of Enjoyment of Life: If your injury prevents you from doing things you once loved—playing with your kids, enjoying hobbies, or simply walking without pain—you may recover compensation for those personal losses.

  • Loss of Consortium: In some cases, your spouse may also recover damages for the loss of companionship, intimacy, or household support caused by your injury.

3. Punitive Damages

Texas courts may award these in cases involving gross negligence or intentional harm (see Texas Civil Practice & Remedies Code § 41.003). Examples include drunk driving or knowingly sending an unsafe commercial vehicle on the road.

How a Houston Car Accident Lawyer Helps Maximize Your Damages

Insurance companies aim to minimize payouts. We ensure your claim is built to withstand scrutiny, whether negotiating a settlement or preparing for trial.

At Universal Law Group, we:

  • Analyze medical records and wage statements

  • Consult expert witnesses, including physicians, forensic economists, and crash analysts

  • Prepare a comprehensive demand package backed by legal precedent and hard data

  • Negotiate aggressively and take the case to court if necessary

Our goal is full compensation, no shortcuts.

Speak with a Houston car accident attorney today.
Call (832) 767-0339 to request your free case review now.

Call Now for a Free Consultation!

Types of Car Accidents We Handle

Every crash is different. Some involve multiple vehicles. Others occur in intersections or work zones. We represent victims injured in:

Head-On Collisions

Head-on crashes often cause the most serious injuries. These accidents happen when two vehicles moving in opposite directions crash front-to-front. High speeds increase the risk of death or severe injury. Victims often suffer broken limbs, internal injuries, or brain trauma.

Rear-End Collisions

Rear-end accidents are the most common in Houston. They often occur on busy roads like I-45. Distracted driving and tailgating are frequent causes. Whiplash and back injuries are common, even in slow impacts. In most cases, the driver who rear-ends another car is at fault.

T-Bone Accidents

A T-crash happens when one car strikes the side of another. These wrecks usually take place at intersections. Drivers who run red lights or fail to yield often cause them. The impact can crush doors and injure drivers and passengers sitting on the struck side.

Sideswipe Accidents

Sideswipes happen when one vehicle drifts or changes lanes and hits another car’s side. These crashes often occur on highways or in heavy traffic. While not always deadly, sideswipes can still cause loss of control, rollovers, or secondary impacts.

Vehicle Rollover Accidents

Rollover crashes happen when a vehicle flips onto its side or roof. Taller vehicles like SUVs and trucks are more likely to roll over. Sharp turns and road hazards can cause these accidents. Rollovers often result in serious injuries, including spinal cord damage and head trauma.

Intersection Collisions

Intersections are a hotspot for car crashes. Most intersection accidents happen because a driver runs a red light, fails to yield, or turns without looking. T-collisions and head-on collisions are common at intersections. Distraction also increases the risk of severe injury.

Multi-Vehicle Pileups

Chain-reaction crashes involve three or more vehicles. Multi-vehicle crashes often involve overlapping insurance policies, disputed fault, and several injury claims filed at once.

Hit-and-Run Accidents

If a driver flees the scene, it can leave victims with unpaid medical bills and property damage. We help track down these drivers and file claims under uninsured motorist policies if needed.

Houston Car Accidents Due to Road Defects or Work Zones 

Road hazards like unmarked lane shifts, crumbling pavement, or missing warning signs can lead to loss of vehicle control and serious accidents. In these cases, the city, county, or a private contractor may be responsible.

Fatal Car Accidents

If a loved one was killed in a Houston car crash, our firm can help you file a wrongful death lawsuit. These claims allow surviving family members to recover damages for funeral and burial costs, lost future income, medical bills related to the crash, and loss of companionship. We handle fatal crash claims with prompt action and careful attention to grieving families’ needs during this difficult time. Our goal is to help you get justice and financial support after a tragic loss.

Speeding Accidents

Drivers who exceed posted limits or drive too fast for road conditions put everyone at risk. It also reduces the time a driver has to react and increases the severity of injuries in a crash. Victims of accelerated accidents often suffer broken limbs, brain injuries, or internal damage. We investigate crash data, black box records, and witness statements to prove the driver’s pace played a role in the collision.

DUI & DWI Accidents

Drunk and drug-impaired driving is a major cause of preventable injuries and deaths in Houston. These accidents often involve reckless driving or failing to obey traffic signals. If you were hit by an impaired driver, we can help you pursue compensation through a personal injury claim and may also seek punitive damages. We work to hold DUI offenders accountable and push for maximum recovery.

Vehicle Defect-Related Accidents

Mechanical failures such as brake malfunctions or steering defects can cause crashes even when drivers obey traffic rules. A faulty brake system, tire blowout, or steering problems can lead to a serious crash. When a vehicle defect is to blame, we may file a product liability claim against the manufacturer, distributor, or repair shop. These cases often require expert analysis of vehicle parts and crash reconstruction. Our team has the experience to handle these technical claims and fight for full compensation.

We are here to help you in your hour of need. Contact our Houston office to schedule a confidential, free case review.

How Houston’s Traffic Infrastructure Affects Crash Claims

Houston’s transportation network is one of the busiest—and most dangerous—in Texas. In 2023 alone, Harris County recorded over 114,000 total crashes, including 1,366 involving serious injury and 435 fatalities, according to TxDOT’s Crash Records Information System (CRIS).

At Universal Law Group, we’ve represented clients hurt in collisions across I-10, I-45, US-59, the 610 Loop, and congested arterials like Westheimer, FM 1960, and Main Street. These high-traffic zones are hotspots for severe accidents that often involve multi-vehicle dynamics, commercial trucks, or high-speed impacts, factors that increase case complexity and require strategic handling.

“In Harris County, we regularly see crashes near merge zones on I-45 North and U-turn lanes along Beltway 8. These locations are high-risk due to poor visibility, inconsistent signage, and driver impatience,” says Attorney Brian Nguyen. “When liability is unclear, video footage and local road knowledge often make the difference.”

Feeder Roads and U-Turn Hazards

Feeder roads—also called frontage roads—run alongside major highways and are common sites for T-bone and failure-to-yield crashes. These often occur at ramp signals, stoplights, or merging exits. Fault disputes in these cases may hinge on:

  • Signal phasing (timing of lights)

  • Driver line-of-sight

  • Road surface conditions or signage

Traffic camera footage, when retrieved early, can help clarify events. Our firm acts quickly to request and preserve this footage before it’s deleted.

Toll Roads and Surveillance Footage

Crashes on Sam Houston Tollway, Westpark Tollway, and Hardy Toll Road may be captured by cameras maintained by HCTRA (Harris County Toll Road Authority). These systems can be a valuable source of timestamped visual evidence.

Most injured drivers don’t know this footage exists, or that it’s routinely deleted within days. Our legal team submits formal requests immediately to secure any video tied to your claim.

Houston Road Design and Maintenance Claims

Some Houston streets and intersections have elevated crash rates due to known design flaws, missing signs, or neglected maintenance. These conditions may trigger government liability if the city or TxDOT had notice of the hazard and failed to correct it in a reasonable time.

Examples we’ve seen include:

  • Poorly lit intersections along West Little York

  • Incomplete signage near Rankin Road and I-45

  • Eroded pavement in Sunnyside and Alief

In these situations, we gather evidence through open records requests, civil engineering reports, and prior complaint histories to build a municipal liability claim when appropriate.

Who’s Liable for My Injuries?

Under Texas law, the at-fault driver—or another responsible party—must pay for your injuries. To win your case, we must prove:

  1. The other party owed you a duty of care.
  2. They breached that duty.
  3. Their actions caused your crash.
  4. You suffered real damages.

Sometimes, more than one party is at fault—like when a commercial truck has faulty brakes or a road crew fails to post warning signs. We identify all liable parties to maximize your compensation.

Can I Still Get Money If I Was Partly at Fault?

Yes. Texas follows a 51% modified comparative fault rule. You can recover damages as long as you are not more than 50% at fault.

Example: If your claim is worth $100,000 and you’re 20% at fault, you could still recover $80,000.

Insurance companies often try to shift blame. We push back with evidence and expert testimony to protect your share.

When Should I File a Car Accident Lawsuit?

Texas gives you two years from the date of the crash to file a personal injury lawsuit. (Texas Civil Practice & Remedies Code Sec. 16.003)

But act sooner—evidence disappears fast. Plus, if your case involves a government vehicle, you may have only 6 months to give notice.

Don’t wait. Call (832) 767-0339 for a free consultation and legal timeline.

How Much Does It Cost to Hire a Car Accident Attorney in Houston?

We work on a contingency fee basis. That means:

  • No upfront fees
  • No hourly billing
  • We only get paid if we win

You’ll know exactly what to expect during your free consultation. We explain our fee structure clearly so you can make an informed decision.

Notable Houston Case Results

$180,000

Recovered after a rear-end collision with a commercial truck 

Injury: Lower back injury requiring spinal injections
Attorney:Brian Nguyen
Strategy: Our client was rear-ended on I-10 by a box truck traveling at high speed. The trucking company initially denied fault. We secured traffic camera footage, subpoenaed driver logs, and used a biomechanical expert to connect crash force to spinal trauma.

“I didn’t even know where to start after the crash. Brian walked me through every step. The settlement helped me get my life back.” – M.A., Houston

$190,000

Recovered in a car accident claim involving a child

Injury: Broken leg and emotional trauma (minor child)
Case Manager:Kaylin Wang
Strategy: A distracted driver ran a stop sign in Westbury and struck our client’s vehicle. The child passenger required emergency surgery. We worked closely with pediatric specialists and mental health professionals to document long-term effects. Structured settlement was arranged for future care.

“Kaylin treated our family with so much respect. She never let us feel like just another case.” – Parent of minor client

$250,000

Recovered after a driver was rear-ended by a commercial vehicle

Injury: Herniated cervical disc and PTSD
Case Manager:Kaylin Wang
Strategy: This I-69 accident involved a delivery van that rear-ended our client during rush hour. The defense disputed injury severity. We used medical imaging, treatment records, and expert testimony from a psychiatrist to prove both physical and emotional damage. Case settled just before trial.

“Kaylin fought for everything—he even helped me find a therapist after the crash. I felt heard.” – J.S., Houston

Why Choose Universal Law Group?

Choosing the right lawyer after a car accident can make the difference between a lowball offer and the full compensation you deserve. At Universal Law Group, we bring decades of experience, courtroom skill, and community commitment to every injury case we handle.

Proven Injury Law Experience in Houston

  • Over 40 years of combined experience in Texas personal injury law

  • Hundreds of successful car accident claims filed across Harris County

  • Millions recovered for Houston drivers, passengers, and pedestrians

  • Located in Houston’s Westchase District: 10350 Richmond Ave., Suite 450

  • Available 24/7 to take your call after a crash

Recognized Legal Excellence

Anissah Nguyen, founding attorney, has earned several distinctions for her legal work:

  • Selected to the Texas Super Lawyers® Rising Stars List (2021–2025) — an honor given to fewer than 2.5% of lawyers in Texas

  • Named a Fellow of the Texas Bar Foundation, an award extended to only one-third of 1% of Texas attorneys annually

  • Active member of the Texas Trial Lawyers Association

  • Licensed in all Texas state courts and admitted to practice in the Southern and Western Districts of Texas (federal courts)

super lawyers 2025

“After years representing car crash victims across Harris County, I’ve seen how insurance companies try to undervalue real injuries. Our job is to make sure the truth—and the full impact of our client’s injuries—is clear from day one.”
— Anissah Nguyen, Attorney & Partner

Legal Guidance Backed by Results

Whether your case involves a minor collision or a life-changing injury, our attorneys understand how to investigate, document, and fight for maximum compensation under Texas law.

Our team includes:

  • Trial-tested litigators who are ready to go to court if needed

  • Bilingual staff available to assist Spanish-speaking clients

  • Houston locals who understand the roads, insurers, and courts that shape your claim

⭐️⭐️⭐️⭐️⭐️

“They fought hard for me and made sure I got what I deserved. Professional, honest, and responsive. Highly recommend Universal Law Group.”

— Maria R., Houston, TX

⭐️⭐️⭐️⭐️⭐️

“HIGHLY RECOMMEND!
Kaylin Wang was great to work with. She and her team made everything very easy. I’m impressed on the payout.”

— Ory, Houston, TX

⭐️⭐️⭐️⭐️⭐️

“The ULG crew helped me with two collisions. Working with Kaylin, Jamie, Eddie, Yaret, Karina, and Faustine was great. They worked efficiently and got me a great outcome both times.”

— Julie M., Houston, TX

What Causes Most Car Accidents in Houston?

According to Houston Police Department crash data, hundreds of traffic accidents occur every week on major roads like I-45, I-10, and Beltway 8. Some causes are more common than others. Here’s a look at what leads to most crashes in the area:

Distracted Driving 

Distracted driving is a leading cause of car accidents in Houston. Texting while driving increases your crash risk by 23 times, according to the National Highway Traffic Safety Administration (NHTSA). In Houston, distracted drivers contribute to thousands of collisions each year. It takes your focus completely off the road. In fact, texting makes you six times more likely to crash than driving drunk. Other distractions include eating, talking on the phone, social media, or reaching for something in the car. Even daydreaming can cause accidents.

Drunk Driving 

The Texas Department of Transportation reports that Harris County leads the state in DUI-related crashes. Alcohol-impaired driving often leads to severe impacts and serious injuries on Houston roads. In Houston, drunk driving accidents happen daily. These accidents often result in severe injuries and fatalities. If you’re hit by a drunk driver, you may be entitled to significant compensation for your injuries.

Speeding 

These crashes are among the top three causes of traffic fatalities in Houston, especially in areas like Westheimer Road and Highway 6, where drivers frequently exceed posted limits. Drivers in a hurry often exceed these limits to make up time, but this increases the risk of losing control. Speeding makes it harder to react quickly to changes in traffic, leading to more accidents.

Failure to Yield the Right of Way 

Many accidents happen because drivers fail to yield the right of way at intersections or other traffic points. This can lead to serious collisions, especially when cars are turning or entering busy streets.

Aggressive Driving 

Houston is the third worst city in the nation for traffic according to a study by Texas A&M. Aggressive driving—such as tailgating, illegal lane changes, and ignoring red lights—was cited in over 5,000 crashes in the Houston metro area last year, based on Texas crash records. These behaviors can lead to crashes when drivers don’t give each other enough space or time to react.

Inexperienced Drivers

Teen drivers and newly licensed motorists are more likely to misjudge distance, overlook blind spots, or fail to yield—common errors that contribute to serious crashes near schools and residential zones in Houston. This lack of experience can lead to dangerous situations on the road.

Weather Conditions 

Houston’s unpredictable weather can make driving hazardous. Heavy rain, fog, or ice can cause drivers to lose control or fail to stop in time. Poor visibility and slippery roads make accidents more likely.

Vehicle Defects and Poor Road Conditions 

Defective car parts, like brakes, can lead to accidents. Also, potholes, uneven road surfaces, and poorly designed intersections contribute to crashes.

Fatigued or Impaired Drivers 

Fatigued or impaired drivers are another danger on the road. If someone is too exhausted or under the influence of drugs or alcohol, their reaction times slow down, increasing the likelihood of an accident.

Our legal team uses police reports, dash cam footage, traffic light sequencing, and black box data to identify the exact cause of your crash and determine who is legally responsible. 

Frequently Asked Questions

No. Speak to a lawyer first. Insurers often use your words to reduce your payout.

Passengers can file claims too. We’ll identify the at-fault driver(s) and insurance policies available.

Yes. Your immigration status does not affect your right to file a personal injury claim in Texas.

Yes. We represent families in wrongful death claims for fatal car accidents. We fight for funeral costs, lost income, and justice for your loved one.

Step 1: Acknowledgment from the Insurance Company

Once your claim is submitted, the insurer is legally required to acknowledge it within 15 days under the Texas Insurance Code. They may request documents or statements. You are not required to give a recorded statement without your lawyer present.

Step 2: Investigation Phase

The insurer investigates the crash to determine fault and damages. This may involve reviewing the police report, inspecting your vehicle, or interviewing witnesses. If you have legal representation, your attorney handles all communication and evidence submission.

Step 3: Medical Evaluation and Documentation

You’ll need to continue medical treatment and follow-up care. The insurer will request medical records, but your lawyer should control what’s shared to avoid undervaluation of injuries. Gaps in treatment can reduce the payout.

Step 4: Settlement Negotiations

The insurer must accept or reject the claim within 15 business days after receiving all necessary information. If they accept, they must pay within five days. However, many cases involve prolonged negotiation. Your lawyer will fight for the full value based on medical costs, lost wages, and pain and suffering.

Step 5: Lawsuit Filing (If Necessary)

If the insurer refuses a fair settlement, your Houston car accident attorney can file a lawsuit. Litigation may include depositions, expert evaluations, and ultimately trial. While most cases settle before trial, being prepared to go to court strengthens your negotiating position.

Every Case Is Different, but Here’s What to Expect:

1–3 Months:
Minor crashes with no injuries and clear liability may resolve quickly. This timeline allows for property damage claims and reimbursement for medical care with basic documentation.

3–6 Months:
If you have soft tissue injuries or are still undergoing treatment, your attorney may delay settlement discussions until your condition stabilizes. Insurers may also drag out negotiations to pressure you into a low offer.

6–12+ Months:
Severe injuries (e.g., surgeries, permanent disability) often require extended documentation, expert evaluations, and multiple rounds of negotiation. If a lawsuit is filed, discovery alone can take several months.

Litigated Cases:
If the insurer denies liability or offers an unreasonably low settlement, your attorney may recommend taking the case to court. A lawsuit in Harris County may take 12–24 months depending on court schedules, discovery disputes, and mediation results.

Factors That Impact Timeline:

  • Length of medical treatment

  • Whether liability is disputed

  • Insurance company cooperation

  • Case complexity and injury severity

  • Whether litigation is necessary

 

Yes, you can sue the City of Houston or other government entities if their negligence contributed to a crash—but strict rules apply. Under the Texas Tort Claims Act, claims must meet specific conditions and follow tight deadlines.

When You Might Have a Claim Against the City:

  • Unmarked road hazards (e.g., potholes, construction debris)

  • Malfunctioning traffic lights or missing signs

  • City vehicle accidents (e.g., garbage trucks, public buses)

  • Improperly maintained intersections known for frequent crashes

Notice Requirement

You must file a notice of claim within 6 months of the crash. Some municipalities require even shorter deadlines. This written notice must include details of the accident, damages, and alleged government fault.

Limits on Recovery

Texas caps damages in claims against government entities:

  • $250,000 per person

  • $500,000 per occurrence

  • $100,000 for property damage

Why Legal Help Is Essential

Claims against the city involve unique legal hurdles, including sovereign immunity defenses and procedural traps. An experienced personal injury lawyer ensures your notice is timely, correctly formatted, and supported by evidence.

How a Houston Car Accident Lawyer Helps You Recover

After a crash, the insurance company’s goal is simple: pay you as little as possible. They’ll move fast to get a statement, offer a quick settlement, or find ways to reduce your claim. But you don’t have to face this process alone. Hiring a car accident attorney in Houston gives you a professional advocate who protects your rights, builds your case, and pursues maximum compensation.

The Advantage of Legal Representation

Accident victims often underestimate how much effort it takes to prove liability and document losses. Even when the fault seems obvious, insurers may argue about the cause of the crash, the extent of your injuries, or whether your medical care was necessary. A skilled attorney changes the dynamic—and often the outcome.

Our car accident attorneys in Houston take over every part of your case, including:

  • Communicating with the insurance companies so you don’t have to

  • Investigating the crash scene and securing all available evidence

  • Reviewing your medical records and documenting long-term care needs

  • Working with accident reconstruction experts, if needed

  • Collecting photos, videos, and witness statements

  • Calculating the total cost of your injuries not just today, but into the future

By developing a clear, evidence-backed demand, we increase the likelihood of a full and fair settlement offer. If the insurer refuses to pay what’s fair, we’re ready to take your case to trial.

What You Get When You Hire a Houston Car Accident Lawyer

When you work with Universal Law Group, you gain more than just legal knowledge. You gain access to a proven process designed to win personal injury cases:

  • A full investigation into your crash and all contributing factors

  • Thorough damage valuation, including pain and suffering, medical bills, and lost income

  • Professional help gathering time-sensitive evidence like dashcam footage, surveillance video, or phone records

  • Expert testimony to establish future care costs, lost earning ability, and lasting harm

  • Aggressive negotiation with insurers—and courtroom representation if necessary

Whether you were rear-ended on I-45 or injured in a hit-and-run downtown, we bring the tools and experience needed to hold the other driver accountable.

Why Hiring a Lawyer Increases Your Compensation

Research shows that car accident victims with legal representation receive significantly higher compensation than those who handle claims on their own. That’s because a lawyer helps you:

  • Understand the true value of your claim, including long-term medical care

  • Avoid mistakes when speaking to adjusters or signing paperwork

  • Meet all legal deadlines and procedural requirements

  • Push back against lowball offers or denied claims

  • Strengthen your case with expert analysis and complete documentation

Even if your injuries seem minor, delayed symptoms like whiplash, concussions, or soft tissue damage can lead to complications weeks later. Without a lawyer, you may settle for far less than you need to support your recovery.

Focus on Recovery While We Handle the Legal Work

Dealing with an injury is hard enough. You shouldn’t also have to manage paperwork, insurance calls, and legal deadlines. Our law firm handles the claims process from start to finish so you can focus on what matters most—your health.

We’re here to make sure you don’t face pressure, confusion, or unnecessary delays. If you’ve been injured in a crash, contact our Houston law office for a free consultation. We’ll explain your legal options, answer your questions, and help you take the next step.

What Happens If the Driver Who Hit You Has No Insurance?

Texas law requires every driver to carry minimum liability insurance, but not everyone obeys that rule. If you’re hit by an uninsured or underinsured driver, you still have options—especially if you carry Uninsured/Underinsured Motorist (UM/UIM) coverage on your own auto policy.

This coverage exists to protect accident victims from exactly these situations. It allows you to file a claim with your own insurer when the at-fault party cannot fully cover your losses.

How UM/UIM Coverage Works in Texas

Texas insurers must offer UM/UIM coverage when you buy a policy, and unless you reject it in writing, it’s included by default. UM/UIM can step in when:

  • The at-fault driver has no insurance at all

  • The at-fault driver has insufficient coverage

  • The crash involves a hit-and-run and the other driver can’t be identified

This coverage may pay for:

  • Emergency and long-term medical care

  • Lost wages

  • Pain and suffering

  • Vehicle repairs or replacement

  • Other accident-related losses

Even though you’re working with your own insurer, these claims are often met with resistance. Insurance companies will still look for ways to reduce or delay payouts. That’s where experienced legal representation makes the difference.

Filing a UM/UIM Claim After a Hit-and-Run

Hit-and-run crashes are increasingly common in Houston, TX, and they leave victims with both physical injuries and financial uncertainty. If the other driver flees and can’t be located, you can still pursue compensation through your UM policy.

At Universal Law Group, our team helps clients:

  • Collect camera footage from traffic lights and nearby businesses

  • Work with law enforcement to investigate and identify the at-fault driver

  • Document the crash through police reports, eyewitness statements, and scene photos

  • File a claim with your insurer while protecting your legal rights

  • Challenge lowball offers and delays during the claims process

Many drivers don’t realize that a hit-and-run accident is treated legally the same as being hit by an uninsured driver. That means your UM/UIM coverage is your primary path to recovery—and we’re here to help you make the most of it.

Don’t Miss Critical Deadlines

UM/UIM claims in Texas come with strict notice deadlines that vary by policy. Waiting too long to report the crash or start your claim can cause you to lose coverage altogether. A car accident attorney ensures you meet every requirement on time.

We’ve helped drivers across Harris, Fort Bend, and Montgomery Counties file UM/UIM claims, fight denied payouts, and recover compensation when at-fault drivers had no insurance or disappeared after a crash.

If you’ve been injured and the other driver had no coverage or left the scene, call us at (832) 767-0339 to request a free consultation. We’ll review your auto policy, explain your options, and take immediate action to protect your rights.

What Makes Universal Law Group Different?

Not all car accident attorneys approach injury claims the same way. At Universal Law Group, we offer personalized attention, trial-tested legal strategies, and a deep understanding of Texas personal injury law. Clients who hire a Houston car accident lawyer from our team benefit from direct access to their attorney and transparent communication throughout the process.

We are not a high-volume firm focused on fast settlements. Our focus is quality representation and long-term results. You’ll never be just a file number. Our team takes the time to understand your injuries, goals, and concerns before moving forward.

We’ve helped clients recover in car accident cases involving:

  • Drunk driving
  • Commercial truck collisions
  • Multi-car pileups
  • Fatal accidents and wrongful death
  • Serious orthopedic and neurological injuries

If you’re searching for an attorney who will handle your case with care and determination, we encourage you to contact us for a free consultation.

Do You Need to Go to Court to Win a Car Accident Case?

Most personal injury cases, including motor vehicle accident claims, are resolved through settlement rather than trial. However, preparing every case as if it will go to court strengthens your negotiating position and often leads to better outcomes.

Our attorneys are experienced litigators. We’re ready to take your case to trial if needed, but we also understand how to leverage that preparedness to negotiate a strong settlement offer. Insurance companies know which firms are willing to litigate and which are not. We make it clear from the start that we are serious about recovering full compensation.

If your case does proceed to trial, we:

  • Select a jury with experience in injury law
  • Present expert medical and economic testimony
  • Use visuals and accident reconstruction evidence
  • Clearly link the crash to your medical bills and suffering

In every case, we pursue the outcome that best supports your physical and financial recovery.

Injured While Driving for Work? You May Have Additional Options

If you were involved in a car accident while performing job duties—such as driving between client appointments or operating a company vehicle—you may be eligible for workers’ compensation, a third-party claim, or both.

Depending on your situation, our law office may:

  • File a workers’ compensation claim for medical care and wage benefits
  • Pursue a third-party claim against the at-fault driver for pain and suffering
  • Coordinate with your employer to retrieve incident reports and policies
  • Help you navigate both systems without conflict

Whether you were driving a company truck or making deliveries in your personal car, we can review your case and explain every option for financial recovery.

Let a Houston Personal Injury Law Firm Protect Your Future

Accident victims face not only physical pain but also financial pressure, emotional stress, and constant calls from insurers. You shouldn’t have to face these challenges alone.

Our car accident attorneys handle every part of the claims process. We evaluate your case, estimate damages, and gather supporting evidence so you can focus on healing. Whether you need help with denied claims, lowball settlement offers, or navigating long-term medical care, we’re here for you.

Universal Law Group is the legal team Houston TX residents trust. If you’ve been injured, reach out to schedule your free consultation today. We’ll explain your legal rights, answer your questions, and help you take the next steps.

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Speak With a Houston Car Accident Lawyer Near You

You don’t have to face this alone. Our team is ready to guide you through every step of your car accident claim. From investigation to resolution, we’re here to win full compensation for your injuries.

Call (832) 767-0339 or request a free consultation online today.

Schedule Your Free Evaluation!