Houston Car Accident Lawyers
A serious car accident can change your life in seconds. Medical bills start arriving, your car may be totaled, and insurance adjusters begin calling before you’ve had time to recover. At Universal Law Group, our Houston car accident lawyers help victims regain control by handling every part of the legal process — from the first claim to final settlement.
Our team is led by Attorney Brian Nguyen, a Houston native known for his direct communication and relentless pursuit of justice. We have resolved thousands of injury cases across Texas, giving our clients the peace of mind they need to focus on healing.
We don’t charge any fees unless we win your case. To get started, contact us online for a free consultation or call (832) 767-0339.
Texas operates under an at-fault insurance system, meaning the driver who causes the crash is responsible for damages. Learn more about insurance requirements under the Texas Transportation Code §601.072.
Meet Car Accident Attorney Brian Nguyen
Founding attorney Brian Nguyen leads Universal Law Group with a clear purpose — to protect Houston families after life-changing accidents. A native Houstonian and proud advocate for his community, Brian approaches each case with the focus and integrity that injury victims deserve.
He has earned a reputation for straightforward communication, strong negotiation skills, and an unwavering commitment to securing fair compensation for his clients. Under his leadership, Universal Law Group has built a record of success in serious injury and car accident cases across Harris County.
Brian’s work extends beyond the courtroom. He mentors younger attorneys and ensures every client receives the personal attention their case demands. You can learn more about his background and the firm’s philosophy on our About Us page or explore the full legal team on our Attorneys page.
Why You Need a Car Accident Lawyer
After a crash, most people assume the insurance company will handle everything fairly — but that rarely happens. Adjusters work to protect their company’s bottom line, not your recovery. A skilled attorney makes sure your claim reflects the full cost of your injuries, property loss, and emotional distress.
The Houston car accident lawyers at Universal Law Group manage every step of your case. We gather evidence, review police reports, and work with medical professionals to prove the extent of your damages. Our team also handles all communication with the insurer, helping you avoid mistakes that could weaken your claim.
According to the Texas Department of Insurance, drivers often face delays or underpayment when filing claims on their own. Legal representation helps level the playing field — and often leads to faster, higher settlements.
If you’re uncertain whether your situation requires an attorney, start with a free case evaluation. Our team will review your case and explain your options clearly, with no obligation.
What to Do After a Car Accident in Houston
The actions you take immediately after a crash can strongly affect your health, safety, and ability to recover compensation. Staying calm and following a few key steps can make a major difference in your claim.
Get medical help right away. Even if you feel fine, see a doctor. Some injuries—like concussions or internal trauma—don’t appear right away. The CDC notes that early evaluation is critical after any head or spine injury.
Call the police and file an accident report. In Houston, officers can create an official crash report, which is vital for insurance and legal claims. You can request a copy later through the TxDOT Crash Report portal.
Exchange information and take photos. Collect insurance details, license plates, and witness contact information. Photograph the vehicles, road conditions, and any visible injuries.
Notify your insurance company—but avoid giving detailed statements before speaking with a lawyer. Adjusters may use your words against you to reduce your payout.
Contact a qualified attorney. The Houston car accident lawyers at Universal Law Group can take over communication with insurers, protect your rights, and begin preserving key evidence before it disappears.
If you’re unsure what to do next, contact our office for a free consultation. We’ll explain your options, step by step, so you can focus on healing while we handle the rest.
Common Causes of Car Accidents in Houston
Houston’s traffic congestion, fast-moving freeways, and distracted drivers make it one of the most dangerous cities to drive in. According to the Texas Department of Transportation (TxDOT), Harris County records more crashes than any other county in the state each year. Most of these accidents are preventable — caused by negligence, recklessness, or poor driving habits.
1. Distracted Driving
Texting, using GPS, or adjusting in-car systems takes a driver’s eyes off the road. Texas law bans texting while driving, yet distracted driving remains one of the top causes of crashes across the state. Even a few seconds of inattention can result in serious collisions.
2. Drunk and Drug-Impaired Driving
Driving under the influence of alcohol or drugs slows reaction time and impairs judgment. Harris County consistently leads Texas in alcohol-related crashes, many resulting in catastrophic injuries or fatalities.
3. Speeding and Aggressive Driving
Speeding is a leading factor in fatal collisions on highways like I-45, I-10, and Beltway 8. Aggressive behaviors such as tailgating, weaving through lanes, or running red lights often turn minor mistakes into devastating multi-vehicle crashes.
4. Fatigue and Drowsy Driving
Exhausted drivers are just as impaired as those under the influence. Late-night and early-morning crashes frequently involve drivers who fell asleep at the wheel, especially on Houston’s longer commutes and truck routes.
5. Poor Road and Weather Conditions
Heavy rain, flooding, and debris on the road contribute to many local accidents. When dangerous conditions are made worse by poor maintenance or inadequate signage, government agencies may share liability for resulting damages.
6. Inexperienced or Uninsured Drivers
New or uninsured drivers often underestimate traffic speed or fail to yield. Victims injured by uninsured motorists may still recover compensation through UM/UIM coverage or other legal options.
Each of these factors can establish negligence in a personal injury claim. A detailed investigation by your attorney helps determine fault and strengthens your case for compensation.
Types of Car Accident Cases We Handle
Every crash is different. The injuries, damage, and legal issues depend on how the collision occurred. The Houston auto accident attorneys at Universal Law Group handle all types of motor vehicle accidents, from routine claims to complex litigation involving multiple vehicles or commercial carriers.
Our practice includes:
Rear-end and T-bone collisions — Often caused by distracted or aggressive drivers. Learn more in our guides to rear-end collisions and T-bone accidents.
Head-on crashes — Among the deadliest types of wrecks, frequently linked to drunk or wrong-way driving. See our page on head-on collisions.
Rideshare and commercial vehicle accidents — Cases involving Uber, Lyft, or corporate fleets often require special insurance investigations. Learn about your options after a rideshare accident or commercial vehicle crash.
Drunk driving accidents — Victims can pursue claims against both the driver and any bar or business that served them under Texas’ dram shop law.
Multi-vehicle and chain-reaction collisions — Common on Houston’s congested freeways, these cases often require expert reconstruction. See more about multi-vehicle accidents.
Wrongful death claims — Families may seek justice and financial relief after losing a loved one. Learn more about your rights under Texas law on our wrongful death attorney page.
Whether your accident happened on a major highway or a neighborhood street, our attorneys can investigate fault, handle the insurer, and pursue maximum recovery for your losses.
Common Injuries After a Car Accident
Even low-speed collisions can cause injuries that require long-term care. Many accident victims feel fine at first, only to develop symptoms hours or days later. Seeking medical attention right away protects your health and strengthens your claim.
1. Whiplash and Soft Tissue Injuries
Whiplash is one of the most common results of rear-end collisions. Sudden neck movement strains muscles and ligaments, causing stiffness, headaches, and limited motion. Learn more about how these injuries are evaluated on our whiplash injury page.
2. Back and Spinal Cord Damage
The force of impact can compress or fracture the spine, leading to nerve pain, herniated discs, or even paralysis. Our back and spinal injury lawyers help victims document medical evidence to support claims for these complex cases.
3. Traumatic Brain Injuries (TBI)
Concussions and TBIs occur when the head strikes an object or experiences a rapid jolt. Symptoms may include confusion, dizziness, or loss of consciousness. For more information, see our TBI and concussion resources.
4. Broken Bones and Fractures
Fractures often happen in high-impact crashes or when airbags deploy. Victims may suffer broken ribs, arms, or legs that require surgery and rehabilitation. Read how our attorneys pursue compensation for broken bones and fractures.
5. Internal Organ Damage
Internal bleeding and organ injuries can be life-threatening if untreated. The Centers for Disease Control and Prevention (CDC) notes that internal trauma is a leading cause of delayed post-crash fatalities. Our internal organ injury page covers what to watch for and how claims are handled.
6. Psychological and Emotional Injuries
Accident trauma often extends beyond physical harm. Victims may experience anxiety, depression, or PTSD related to the crash. Texas law allows recovery for mental anguish when emotional suffering impacts daily life.
If you suspect any of these injuries after a crash, seek medical evaluation immediately. Early treatment not only helps recovery but also creates essential documentation for your case.
How Much Is My Car Accident Claim Worth?
No two car accident claims are alike. The value of a case depends on injury severity, treatment needs, property loss, and how the crash affects your ability to work and enjoy daily life.
Our attorneys calculate damages by reviewing medical records, financial statements, and expert assessments to ensure every loss is documented and supported. Compensation may include:
Medical expenses: Emergency treatment, rehabilitation, prescriptions, and long-term care.
Lost income: Wages missed during recovery or reduced earning capacity due to lasting impairment.
Property damage: Vehicle repair, replacement, or diminished value.
Pain and emotional suffering: Anxiety, trauma, or reduced quality of life.
For context, the National Safety Council reports that a disabling car accident can result in economic losses exceeding $100,000, not including ongoing pain or future care needs.
When injuries such as spinal trauma, traumatic brain injuries, or fractures are involved, long-term recovery costs often make claims significantly higher.
Our goal is to reach a settlement or verdict that reflects the full scope of your damages — not just the short-term costs insurers prefer to pay.
Understanding Texas Car Accident Laws
Texas follows a fault-based system, meaning the driver who causes a crash is financially responsible for resulting injuries and damages. To recover compensation, you must prove that the other party was negligent — through evidence such as police reports, witness statements, and crash reconstruction data.
Under Texas Transportation Code §601.072, all drivers must carry at least 30/60/25 liability coverage:
$30,000 for injury per person
$60,000 per accident
$25,000 for property damage
If damages exceed these limits, the at-fault driver may be personally liable for the remainder. Insurance carriers may also dispute or delay valid claims, which makes early legal representation critical.
Victims typically have two years from the accident date to file a lawsuit under the Texas Civil Practice & Remedies Code §16.003. Failing to act within this deadline can forfeit your right to recover damages.
Certain claims — such as crashes involving government vehicles or public infrastructure — follow stricter notice requirements under the Texas Tort Claims Act. Our firm has experience handling these and other complex accident cases that demand close attention to state and local laws.
How Much Does a Houston Car Accident Lawyer Cost?
Hiring a Houston car accident lawyer should not add financial stress. Our attorneys work on a contingency fee basis, meaning you pay no legal fees unless we win your case—no win, no pay.
There are no upfront costs. We cover all case expenses, including investigations, expert consultations, and court filings. This lets you focus on treatment and recovery while we handle your claim.
We value transparency. During your free consultation, we clearly explain all fees and the payment structure, so you understand what to expect and can make informed decisions throughout the process.
Key Texas Car Accident Laws
Understanding Texas car accident laws is essential for protecting your rights and knowing what compensation you may be entitled to. Several legal rules determine who pays for damages, how long you have to file, and how fault is assigned after a crash.
Texas Is an At-Fault State
Texas follows an at-fault insurance system. This means the driver responsible for the accident must pay for the resulting damages. In most cases, the at-fault driver’s insurance covers medical expenses, vehicle repairs, and other losses. If their coverage is insufficient, you may seek additional recovery through your own policy or by filing a lawsuit. You can learn more about claim types in our guide to Texas car accident liability.
Modified Comparative Fault
Under Texas Civil Practice & Remedies Code §33.001, you can still recover compensation if you were partly at fault—as long as your share of responsibility is 50% or less. Your total award will be reduced by your percentage of fault. For example, if you’re found 20% responsible for the crash, your compensation will be reduced by 20%.
Statute of Limitations
In Texas, you generally have two years from the date of the accident to file a personal injury or property damage claim. Missing this deadline usually means losing your right to seek compensation, so it’s important to act quickly after a crash.
Minimum Insurance Requirements
Texas law requires all drivers to maintain a minimum amount of liability coverage:
$30,000 for bodily injury per person
$60,000 for bodily injury per accident
$25,000 for property damage
Drivers are encouraged to carry uninsured and underinsured motorist coverage to protect themselves if the at-fault driver has no insurance or too little coverage.
Reporting an Accident
If an accident causes injury, death, or property damage exceeding $1,000, Texas law requires you to report it to local law enforcement. The Houston Police Department accident report process explains how to obtain an official report, which can serve as crucial evidence in your claim.
When Government Liability Applies
If a crash involves a city, county, or state vehicle, different rules apply under the Texas Tort Claims Act. These cases have stricter notice deadlines and limits on recoverable damages.
How Long Does a Car Accident Case Take?
The timeline for a car accident claim varies based on the injuries, the clarity of fault, and how long recovery takes. Some cases settle in a few months, while others take a year or more if a lawsuit is necessary.
Insurance companies often delay fair payments by disputing medical bills or liability. A skilled Houston car accident lawyer can manage these challenges and keep your claim on track.
If a settlement isn’t reached, your attorney may file a lawsuit. Under Texas Civil Practice & Remedies Code §16.003, you generally have two years from the crash date to file a personal injury claim. Once in court, the process can extend due to discovery, depositions, and trial scheduling.
At Universal Law Group, the goal is always efficiency without compromising results. The team uses clear communication and proven negotiation strategies to help clients move their case forward while focusing on recovery.
What Can Delay a Case?
Several factors can extend the timeline of a car accident claim. Disputes over who caused the crash, ongoing medical treatment, or complex insurance investigations can all slow progress. Severe injuries often require months of recovery before the full extent of damages is known, which affects settlement discussions.
Cases involving multiple drivers, commercial vehicles, or government entities may also take longer due to added legal steps. If the insurance company acts in bad faith by delaying or denying valid claims, your attorney can take legal action under Texas Insurance Code Chapter 541.
Universal Law Group focuses on resolving these issues efficiently through proactive communication and firm negotiation, keeping clients informed while protecting their right to fair compensation.
Frequently Asked Questions
This section addresses common concerns following a car accident, offering clear answers to help you navigate the process.
How much does it cost to hire a Houston car accident lawyer?
Universal Law Group works on a contingency fee basis. You pay no upfront costs, and the firm only collects a fee if compensation is recovered for you. Learn more about how this works in What Is a Contingency Fee?.
Should I speak to the other driver’s insurance company?
It’s best to avoid giving statements before speaking with your attorney. Insurers may use your words to reduce or deny your claim. Your lawyer can handle all communication to protect your rights.
What happens if my car is totaled in the crash?
If your vehicle is declared a total loss, the at-fault driver’s insurance company must pay you the car’s actual cash value before the crash. This value reflects the market price based on the car’s age, mileage, and condition. Legal teams can help clients challenge lowball offers and seek full payment for their losses, including rental costs and towing fees.
Can I still file a claim if I was partly at fault?
Yes, under Texas’s modified comparative fault rule, you can recover damages if you were less than 51% responsible. Your compensation will be reduced by your share of fault.
Should I accept the first insurance offer?
No, you should not accept an insurance offer before speaking with an attorney. Insurance companies often make low offers soon after a crash, hoping to settle quickly and cheaply. These early offers rarely cover all your costs, especially if you are still undergoing treatment. Insurers are trained to deny claims or offer the least amount of money possible, using tactics to reduce your claim.
Instead, let an experienced Houston car accident lawyer handle the claim. Your attorney can assess the full value of your injuries, losses, and long-term needs, then negotiate a fair settlement—or take the case to court if needed. Even talking to the insurance company without an attorney can potentially damage your case.
What documents should I keep to prove my damages?
To prove your damages and support your demand for full compensation, it is crucial to keep clear records and save all relevant documents. These include:
- Medical bills and treatment notes.
- Health and auto insurance records.
- Pay stubs (to prove lost wages).
- Photos of injuries and car damage.
- Receipts for out-of-pocket expenses.
What if someone crashed my car and they’re not on my insurance?
Most insurance policies cover drivers you give permission to use your car, even if they are not specifically listed on your policy. However, this depends on your specific policy. If the unlisted driver was at fault, your insurance may still pay, but you will likely face a deductible and possibly higher rates.
What injuries are considered “serious” after a crash?
Common serious injuries after a crash include:
- Broken bones.
- Spinal damage (e.g., herniated discs, spinal cord injuries).
- Internal bleeding or internal organ damage.
- Brain injuries (e.g., concussions, traumatic brain injuries (TBI)).
- Burns or disfigurement.
- Paralysis.
- Amputations.
- Fatal injuries.
Why Choose Universal Law Group?
Choosing the right legal team after a car accident can make all the difference in your recovery and financial outcome. Universal Law Group combines proven experience, accessibility, and client-focused service to help Houston injury victims rebuild their lives with confidence.
Proven Injury Law Experience
With more than 40 years of combined experience in Texas personal injury law, the firm has recovered millions for drivers, passengers, and pedestrians across Harris County. Our attorneys handle a full range of collision cases — from truck accidents to rideshare crashes — with a record of results and respected trial experience.
Exceptional Accessibility
The team is available 24/7 to assist you immediately after a crash. Universal Law Group also offers bilingual support for Spanish-speaking clients, ensuring clear and compassionate communication throughout every stage of the claim.
Recognized Legal Excellence
Managing Partner Anissah Nguyen has been named to the Texas Super Lawyers® Rising Stars list (2021–2025), an honor given to fewer than 2.5% of attorneys statewide. She is also a Fellow of the Texas Bar Foundation, awarded to only one-third of 1% of Texas lawyers each year. The firm’s attorneys are licensed in all Texas state courts and in the U.S. District Courts for the Southern and Western Districts of Texas.
Dedicated Team Expertise
Attorney Brian Nguyen leads the car accident division, backed by senior case manager Kaylin Wang and a team of trial-tested litigators. Our local knowledge of Houston roads, insurers, and courts helps clients gain an advantage from day one.
Client-Centered Representation
Universal Law Group’s motto — “When Results Matter” — reflects our mission to relieve stress and protect clients’ rights. We treat every case with care, urgency, and respect, ensuring clients receive the outcome they deserve.
Choosing Universal Law Group means working with an experienced Houston car accident lawyer team dedicated to securing your best possible recovery.
Areas We Serve
Our car accident lawyers serve clients across the Greater Houston area and nearby communities from our office in the Westchase District. We regularly represent injured drivers, passengers, and families in Briarforest, Chinatown, Energy Corridor, Memorial, Gulfton, Sharpstown, Alief, Mid-West Houston, Spring Branch, Uptown / Galleria, Bellaire, West University Place, River Oaks, Downtown, Midtown, Montrose, The Heights, Northside, EaDo, Independence Heights, Acres Homes, Northwest Houston, Aldine, Greenspoint, East Houston, Kashmere Gardens, Fifth Ward, Greater Eastwood, Magnolia Park, Second Ward, South Park, Greater Hobby Area, Sunnyside, Southwest Houston, and South Acres / Crestmont Park.
ZIP codes served include 77042, 77063, 77057, 77056, 77036, 77072, 77077, 77079, 77082, 77083, 77099, 77084, 77094, 77024, 77025, 77027, 77046, 77054, 77074, 77081, 77096, 77098, 77019, 77007, 77008, 77009, 77018, 77055, 77092, 77040, 77064, 77065, 77091, 77093, 77016, 77020, 77021, 77033, 77045, 77047, 77048, 77051, 77061, 77075, and 77087.
If you were injured in a crash anywhere in Houston or Harris County, call (832) 767-0339 or request a free case review with a Houston car accident lawyer today.
Practice Areas
Car Accident Resources
Personal Injury Resources
Notable Car Accident Settlements & Client Testimonials
Our Houston car accident lawyers have a track record of securing favorable outcomes for our clients. We have successfully settled thousands of cases and recovered millions for injured Texans. We believe in demonstrating our effectiveness through concrete results and the positive experiences of those we’ve helped.
$875,000
Recovered after a rear-end collision with a commercial truck
Injury: Lower back injury requiring spinal injections
Attorney: Brian Nguyen
Strategy: Our client was rear-ended on I-10 by a box truck traveling at high speed. The trucking company initially denied fault. We secured traffic camera footage, subpoenaed driver logs, and used a biomechanical expert to connect crash force to spinal trauma.
“I didn’t even know where to start after the crash. Brian walked me through every step. The settlement helped me get my life back.” – M.A., Houston
$190,000
Recovered in a car accident claim involving a child
Injury: Broken leg and emotional trauma (minor child)
Case Manager: Kaylin Wang
Strategy: A distracted driver ran a stop sign in Westbury and struck our client’s vehicle. The child passenger required emergency surgery. We worked closely with pediatric specialists and mental health professionals to document long-term effects. Structured settlement was arranged for future care.
“Kaylin treated our family with so much respect. She never let us feel like just another case.” – Parent of minor client
$250,000
Recovered after a driver was rear-ended by a commercial vehicle
Injury: Herniated cervical disc and PTSD
Case Manager: Kaylin Wang
Strategy: This I-69 accident involved a delivery van that rear-ended our client during rush hour. The defense disputed injury severity. We used medical imaging, treatment records, and expert testimony from a psychiatrist to prove both physical and emotional damage. Case settled just before trial.
“Kaylin fought for everything—he even helped me find a therapist after the crash. I felt heard.” – J.S., Houston
Contact Us Today for a Free Case Review
If you’ve been injured in a car accident in Houston or anywhere in Harris County, you deserve clear answers and experienced representation. The attorneys at Universal Law Group are ready to review your case, explain your options, and help you pursue fair compensation.
Call (832) 767-0339 anytime, day or night, to speak directly with a member of the team. You can also schedule your free consultation online through the contact page.
Universal Law Group’s office is located at 10350 Richmond Ave., Suite 450, Houston, TX 77042
All consultations are free and confidential. Whether you’re seeking help after a crash, a loved one’s injury, or an insurance dispute, the firm’s attorneys are here to handle the work — so you can focus on healing.